The HomeCoast Advantage

The HomeCoast merchant cash advance is not considered a loan. What we are actually doing is purchasing an asset, in this case your future credit card transactions. There is no interest rate involved. Our clients have told us that this process is much more beneficial to them because the burden is not put on the owners for business debt.

HomeCoast offers:

• Fast access to working capital, in as few as 5 to 10 business days.


• No personal collateral required.


• No personal guarantees required.


• No application or closing costs of any kind.


• Limited financial review.


• Simple paperwork—only 2 forms.


• Since our merchant advance is not technically a loan, it will not show up on the owner’s credit report.


• No large checks to remember to write each month to pay back a traditional loan.


• No interruption in cash flow because payments come from daily credit card transactions.


• A completely automated process, leaving you time to manage your business.