The HomeCoast Advantage

HomeCoast Capital is a national finance company that provides customized solutions for businesses with working capital concerns. Our structured factoring relationships offer business owners and/or managers the ability to focus on business growth planning instead of worrying about cash flow issues. The success of our business depends on mutually beneficial relationships with our clients. We believe this cornerstone is often talked about, but rarely does a company follow through the way we do.
In a factoring relationship with HomeCoast Capital, the cash flow function is automatic. Whenever we receive a valid customer invoice, we forward you the funds automatically after verification. There is nothing more you have to do to receive your money. This frees you up to worry about the important things in your business to achieve stability and growth. We have streamlined the process to make it easy on you.

• Over 25 years of industry experience in designing customized capital solutions for companies just like yours.
  
  
• We do not care how long you have been in business—if you can provide us a valid invoice for a product or service, we will finance it.
  
  
• We will advance up to 85% of all approved invoices, usually within 24 hours.
  
  
• Unlike banks, we offer a non-traditional perspective on financing approval.
  
  
• We have in-house underwriting, allowing for fast approvals.
  
  
• We make our own credit decisions.
  
  
• The bulk of the underwriting is done on your debtors, not picking apart your financials.
  
  
• Unlike most of our competitors, we are flexible and allow you to pick the invoices you want to factor.
  
  
• We will also finance purchase orders.
  
  
• We treat your debtors with care and professionalism, even when they become delinquent, because we recognize that preserving that relationship is important to your business.
  
  
• No hidden costs or fees. We disclose all of our fees up front so you know exactly what to expect.
  
  
• As we do our due diligence on your customers, you will have a free “pre-screening report” on their ability to pay and creditworthiness, giving you valuable information to manage your relationships.